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Auto Credit Express meets all of the Better Business Bureau standards and has participated since 2004. 36 month example. Interest Rate: 5. . No Money Down Car Dealers in Texas. It may be difficult to find a car loan in BC with a bank if you have bad credit. Call Canadian Cash Solutions on +1-855-622-8564 (Toll-Free) today and get connected to our one of the best. Auto Credit Express. Call Pierre 800-800-8553Quick qualification process: As you get no credit check car loans Victoria, there will not be any longer process of checking your credit history and this is why the lenders are able to offer the money immediately. A bad credit car loan is a type of financing provided to someone who has a tarnished credit rating. 04%. While a bad credit auto loan is technically no different from a normal loan, you can expect higher. Location. Interest rates, terms and fees can vary dependent on your situation and requirements and objectives. No application fees. Fees and charges are payable. 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Fast application and approval - usually within 24 hours. A car loan is a loan taken out specifically for the purpose of buying a vehicle, such as a car or a ute or even a motorbike. APPLY HERE ». No 'hard' credit check - no mark on your credit file. You can also apply for a car loan with Australian car finance providers operating nationwide. 9% APR). Network of dealer partners has closed $1 billion in bad credit auto loans. #2. Get pre-approved: If you have low credit, we recommend getting pre-approved as a first step. APPLY HERE ». Used car loan rates in Canada are typically higher, and currently fall between 8% - 10%. At Best Rates. 19%. It offers loans to those with lower incomes but a credit score of 560, so even clients with fair credit may qualify. 36 month example. 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